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NAMI Housing Fact Sheet

  • NAMI supports efforts to increase funding in FY 2002 for the HUD Section 811 program (above its current $241million level) and to maintain the integrity of the capital-advance and project-based rental-assistance portion of the program (maintaining the existing 75 percent threshold). For the 25 percent of the Section 811 program that HUD directs to tenant-based rental assistance, NAMI supports separate funding – outside of the 811 program – for renewal of all expiring tenant-based subsidies (estimated to cost $32 million in FY 2003). Separate funding for these renewals is needed to avoid cuts to the Section 811 program and erosion of the program’s core mission of increasing the stock of decent, safe and affordable housing for people with more severe disabilities that need supports and services to live in the community.
  • NAMI supports continued funding for a separate allocation of tenant-based rental assistance for non-elderly people with disabilities adversely affected by the designation of public and assisted housing as "elderly only." (Congress has allocated over $250 million for this purpose since 1996).
  • NAMI supports increased funding for federal homeless-assistance programs and continued implementation of a minimum threshold for permanent housing programs for homeless adults with severe mental illness (e.g., Shelter Plus Care, SHP permanent housing). NAMI supports efforts in Congress to continue renewal of all expiring Shelter Plus Care and SHP permanent housing rent subsidies through the Housing Certificate Fund (HCF) as proposed in separate House and Senate bills (HR 3995 and S 2573).
  • NAMI supports legislation authorizing a new federal housing production program to serve households at 30 percent of median income and below (including HR 2349), with specific targeting of individuals for whom tenant-based rental vouchers have proven ineffective for securing stable housing.
  • NAMI opposes efforts to erode standards in the Fair Housing Act that protect group homes and other shared-living arrangements in the community from discriminatory zoning and land use policies.



Access to decent, safe, and affordable housing remains a tremendous challenge for adults with severe mental illnesses. Unfortunately, in virtually every part of the United States people with severe mental illnesses struggle to find good-quality housing they can afford. Many people with the most severe and disabling mental illnesses also need access to appropriate services and supports so that they can successfully live in community-based housing, which promotes their independence and dignity.

Unfortunately, the U.S. Department of Housing and Urban Development (HUD) and many state and local agencies responsible for administering our nation's affordable-housing system do little to alleviate this struggle to access community-based housing and supports. Historically HUD has made little effort to understand the real implications and bitter reality of recent federal housing policies, policies that have reduced the federally subsidized housing units available to people with severe mental illnesses and other disabilities.

Current housing policies were enacted by Congress in 1992 and 1996 to permit public and assisted-housing providers to designate housing as "elderly only." People with disabilities and their advocates understand that Congress must replace the hundreds of thousands of units of federally subsidized housing no longer available to people with disabilities, including people with severe mental illnesses. Unfortunately, HUD has also failed to preserve and adequately fund the Section 811 Supportive Housing for Persons with Disabilities program, which was designed to provide housing and supports to people with severe disabilities. But for the efforts of a few leaders in Congress, an increasing number of adults with severe mental illnesses would continue to live at home with aging parents or in substandard housing. Without additional resources, too many adults with severe mental illnesses will likely end up homeless or remain unnecessarily in inappropriate settings (e.g., homeless shelters and local jails and prisons).

The bitter irony of this loss of housing is that it comes when people with all types of disabilities (particularly severe mental illnesses) are increasingly able to live successfully in homes of their own—but only if independent housing is affordable and paired with appropriate supports and services. According to a 1999 HUD report, nearly 40 percent of the nation’s homeless are single adults with severe mental illnesses. In addition, an new report "Priced Out in 2000" reports that SSI income amounts to only 18.5 percent of median income nationally and that the average rent for a modest, one-bedroom apartment consumes, on average, 98 percent of a person's monthly SSI check.

These homeless and income numbers clearly demonstrate that people with disabilities (including severe mental illnesses) have the "worst" of the "worst case needs" and that their needs cannot be ignored by Congress, HUD, or state and local governments. While funding for tenant-based vouchers are helpful to many very low-income individuals with mental illnesses, new housing to serve people at the bottom of the economic ladder is also needed.

NAMI therefore supports efforts underway in Congress to establish a new, federal, flexible housing-production program for households at 30 percent of median income and below. In addition, proposals to restrict enforcement of the Fair Housing Act could make it more difficult to combat the "NIMBYism" that results from stigma and discrimination faced by group homes and other shared community-based housing.

Even though finding decent, safe, and affordable housing with adequate and appropriate support remains daunting for so many consumers and families, some progress has been made in recent years. Since 1997, NAMI worked closely with allies in Congress, including Rep. Rodney Frelinghuysen (R-NJ), to add more than $250 million to the HUD budget for tenant-based rental assistance for people with disabilities who have been (and will be) adversely affected by "elderly only" public and assisted housing designation. (Adults with severe mental illnesses are especially vulnerable in the "elderly only" housing designation process because of the stigma associated with their illnesses).

In 2001, Congress also maintained funding for homeless-assistance programs under the McKinney-Vento Act at $1.02 billion and continued separate funding for a $100 million account to ensure that all expiring rent subsidies under the Shelter Plus Care program are renewed in future years. Shelter Plus Care (part of the federal McKinney-Vento Homeless Assistance Act) is a critical resource for helping states and communities fund permanent housing and supportive services for homeless individuals with severe mental illnesses. This new account at HUD will ensure that formerly homeless tenants in Shelter Plus Care housing will not be at risk of losing their housing. In addition to the new account at HUD for Shelter Plus Care renewals, Congress continued for 2001 the requirement for a minimum 30 percent of funds to go toward developing permanent housing (and a 25 percent match requirement for communities using funds for services).

NAMI supports both a reliable, long-term source of funds for Shelter Plus Care and SHP permanent housing renewals and the 30-percent permanent housing set-aside, believing they are critical for ending homelessness instead of institutionalizing a homeless services system. NAMI supports HUD programs that finance permanent housing and public mental heath programs that fund supportive services to assist formerly homeless tenants in these settings. A 2001 University of Pennsylvania study demonstrates that permanent supportive housing for individuals with mental illness who are homeless are nearly as much as the costs of homelessness (emergency room treatment, psychiatric hospitalization, incarceration, etc.).

Finally, NAMI continues to work with allies in the disability community to oppose legislative proposals intended to scale back the existing protections in the Fair Housing Act that bar discriminatory zoning and the land-use policies that restrict placement of group homes and shared living arrangements in the community.


Top Story

HUD Issues Notice of Funding Availability (NOFA) for New Supportive Housing Units
On May 14, 2012, the U.S. Department of Housing and Urban Development (HUD) released a NOFA for $85 million for the development of new permanent supportive housing units targeted to extremely low-income non-elderly people living with disabilities, including serious mental illness. Read further for details.

New Priced Out Report Released
The Technical Assistance Collaborative (TAC) and the Consortium for Citizens with Disabilities (CCD) Housing Task Force have released the ‘Priced Out in 2010’ study which demonstrates that the national average rent for a modestly priced one-bedroom apartment is greater than the entire Supplemental Security Income (SSI) of a person living with a disability. Read further...


Understanding the Issue:

Federal Budget and Spending Take Center Stage
Federal discretionary spending will come clearly into focus as President Obama unveils his FY 2012 budget and Congress moves forward on omnibus spending legislation for the remaining months of the current fiscal year (FY 2011).

Senate Set to Vote on FY 2011 “Omnibus” Spending Bill
The Senate is expected to vote as soon as today on an FY 2011 “omnibus” spending bill that integrates 12 separate spending bills that would fund most federal agencies through the end of the current fiscal year (September 20, 2011).

Urge Senators to Press for Action on Supportive Housing Legislation
During the week of November 29, 2010, a bipartisan coalition of Senators is expected to press for passage of legislation to promote expanded opportunities for access to permanent supportive housing. Read further for details.

Support Funding for the National Housing Trust Fund
NAMI is joining a large coalition of national organizations urging support in the Senate for a $1.06 billion investment in the NHTF. Read further for details.

Homeless Emergency Assistance and Rapid Transition to Housing: Defining ‘‘Homeless’’
Read comments submitted by NAMI regarding the proposed rule—Defining “Homeless."

Investment in the National Affordable Housing Trust Fund
Information on why NAMI supports NHTF


NAMI's Position on the Issue:

Opposition to Bush Administration Section 8 Reform Proposal
NAMI -- as part of the Consortium for Citizens With Disabilities (CCD) Housing Task Force (coalition of national disability groups) -- has come out against a proposal to restructure the Section 8 housing voucher program.

NAMI’s Position on Housing
Summarized from NAMI's Policy Platform

NAMI's Advocacy Goals and Strategies:

Housing: NAMI's Adovacy Goals and Strategies
Learn about NAMI's response to the housing crisis, and what you can do.

Take Action!

Contact Your Representatives about Housing Issues
Use our online advocacy tool to send a letter to your congressional representatives right now and make your voice heard on this issue. Use our suggested text or compose a letter of your own.

Sign Up for E-News Alerts
Keep up with the latest developments on this issue by subscribing to NAMI E-News, our free action alert newsletter.

Other Resources:

Co-Occurring and Homeless Activities Branch
SAMHSA has created the new Co-occuring and Homeless Activites branch to create a vision of systems of care for persons experiencing co-occurring disorders and persons who are homeless. Two critical ways they are working to accomplish this are by issuing grants and sponsoring other projects to advance the field. They also provide grantees and the field with state-of-the-art technical assistance to help individuals and entities to address homelessness and co-occurring disorders (COD), two public health issues that warrant significant attention.

Senate Committee Reports Spending Bill for Veterans and Housing Programs
On September 21, the Senate Appropriations Committee approved a massive $92.9 billion spending bill (S 2825) that includes the FY 2005 budgets for the Departments of Veterans Affairs (VA), Housing and Urban Development (HUD) and numerous independent agencies.

Threat to Section 8 Program Continues
The HUD Section 8 voucher program - a critical affordable housing resource for low-income people with severe mental illnesses - is currently facing twin challenges that threaten existing rent subsidies in the current fiscal year (FY 2004) and next year (FY 2005).

NAMI Offers Testimony on the 2005 Budgets for the VA and HUD
NAMI and our Veterans' Committee believe strongly that while treatment is central to recovery, it is not an end in itself. Housing and supports provided by agencies such as HUD and the VA play a critical role in this process. NAMI is therefore pleased to offer our views on the Administration's FY 2005 requests for these two cabinet level departments.

Bush Administration Proposal to Block Grant Section 8 Program Poses Threat to Housing Opportunities for Low-Income People with Mental Illnesses
The Bush Administration's proposed FY 2005 budget for HUD contains a plan to convert the Section 8 Housing Choice Voucher program to a block grant to be administered by Public Housing Authorities (PHAs).

Bazelon Center for Mental Health Law Publications
The Bazelon Center offers two particularly useful resources that may be purchased through their online store.

NAMI Housing Toolkit
A comprehensive, 62-page resource designed to help the public mental health community meet the housing needs of people with mental illnesses. (PDF, 1.2 MB -- large)

Corporation for Supportive Housing
Information, services, policy/advocacy, resources, and local programs.

National Alliance to End Homelessness
Ten-year Plan to End Homelessness, toolkit, audioconference series, profiles of model programs, local policies, and advocacy efforts, resources, online newsletter on homelessness.

National Low Income Housing Coalition
Affordability report on each jurisdiction in the U.S., advocacy guide, “The NIMBY Report” on efforts to overcome housing stigma